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Wise fees: Only pay
for what you use

send money
Transfer money between banks, or from your account.
USE THE WISE 
DEBIT CARD
Get a new card, spend abroad, and get cash out from ATMs.
Receive and 
addmoney
Get paidinto or add money to your 
account
CONVERT MONEY IN YOUR ACCOUNT
Hold and convert between 40+ currencies in your Wise Account

Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with Wise
Register for a Wise account
Free
Sending money
Sending money
Fee varies by currency
From 0.33%
Spending with your card
Withdrawing 200 GBP per month per account
2 or less withdrawals
Free
ATM fees over 200 GBP per month per account
+ 0.50 GBP per withdrawal
1.75%
Account Funding transactions
Applies to transactions that include topping up e-wallets and other accounts in certain currencies.
2%
Getting the Wise debit card
No subscription fees
7 GBP
Converting money
Fee varies by currency
From 0.33%
Pay with the Wise card
Spend funds in your balance in the same currency online, in-store and abroad safely
Free
Holding money in your account
Hold and convert between 40+ currencies in your Wise Account
Free
Investing in Wise Interest
Keep your money in an interest-earning fundCapital at risk. Growth not guaranteed
From 0.27% annual fee
Investing in Stocks
Have a stake in the world’s largest companiesCapital at risk. Growth not guaranteed
From 0.61% annual fee
Holding money in your account
Getting account details to receive in 23 currencies
Free
Receiving domestic payments (non-Swift / non-wire)
Receive AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD
Free
Receiving USD wire and Swift payments
Fixed fee per payment
6.11 USD
Receiving GBP Swift payments
Fixed fee per payment
2.16 GBP
Receiving EUR Swift payments
Fixed fee per payment
2.39 EUR
Receiving Swift payments in an additional 20 currencies

Our three principles

Two-step authentication

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.